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Blogs by

Craig Himmelberger

Inspirational Transformations for Banking: Using innovative technology in banking takes creativity and gusto. Our presenters at this year’s SAPPHIRE NOW conference had no shortage of either, as they shared their stories of challenging convention with

Recent divergence between size and efficiency favors the smaller and nimbler. But banks, already suffering the crushing complexity of their myriad inherited infrastructure and business practices, continue to grow most rapidly via mergers and acquisitions.

“Economy of scale” is a popular term in software as much as banking. “Write once, sell many” has been the mantra for business application developers since Jim McCormack and Frank Dodge first started selling fixed

Years ago, it seemed all commercial bankers had to do was invest in big buildings with lots of pillars, and wait for dutifully-impressed customers to come to them. Somewhere between then and now the game

A lot has been hitting the web lately about coming tectonic upheavals in core banking. Finsider put in a nice plug for the recent Economist Intelligence Unit research report on how mobile access is rapidly

I wrote a couple of pieces recently about the strategic value of an effective omnichannel platform, and the danger of confusing simple mobile access with seamless omnichannel capabilities that bring cell phone access into better

Creating a true omnichannel bank Did I recently mention I was from Boston? Actually, to be perfectly accurate, I live a short distance nearby in beautiful downtown Lowell, Massachusetts — both the birthplace of the

I’m from Boston. If you want to talk about mythologically underinflated footballs, I’m your guy. (Coincidence that the only underinflated ball was the one held on the Colts’ sideline? I think not!) While the investigation

Following up on my recent post on the value of Big Data in assessing risk, it seems that recent discussions about international capital and related risks have never been more lively. (And who even remembers

One of the top reads of 2014, Thomas Piketty’s “Capital in the Twenty-First Century”, examines the inexorable concentration of wealth that accompanies historic periods of low growth. In it, he cites social upheaval (including two