What is SAP Bank Analyzer ?

How much it can help in the banking life and business process.

Some days ago I had a very interesting conversation with a Ex-colleague,Project Lead and client about the “effort” necessary for implementing Bank Analyzer.

In my opinion, a common mistake when we evaluate Bank Analyzer is thinking that BA is “just” a tool for generating regulatory deliverables (Basel II-Regulatory Capital or IFRS-Accounting).


With Bank Analyzer, we try to capture on an integrated data-model (Financial Database), all the economic events which have, or can have, an impact on the Market and Credit Risk that the Bank is exposed to. And from it, evaluate the processes which generate Profit and Liquidity.

Capturing those economical events and represent them in an integrated data-model is not an easy task, it requires a relevant amount of business and technical knowledge. Additionally, many Transactional Banking Systems don’t have the integrated vision of SAP, which makes more difficult to extract the necessary operational data for feeding the integrated risk data-model of BA.

We’re moving to an economic world in which efficiency is not a competitive advantage, it’s the key to survival.

Efficient management requires looking carefully at the utilization of the critical resources, and the most critical resources of a Bank are Capital for hedging risk, and Liquidity for responding to its liabilities.

That’s exactly what Bank Analyzer is about; with all the data provided by the Financial Data Base, the Bank’s managers have the necessary information for looking forward and evaluate the potential risks before they happen.

Taking decisions before their competitors, managing their assets and liabilities before the economic events of this globalized world affect their value.


Bank Analyzer is easy to run; Data will be received from various systems to Bank analyzer and processed to BW system. Every organisation has different concept of enhancing the data from its various sources.

The person who is running the Bank analyzer should know some basics like, which table it is pointing towards, the size of the table, # of records does it contain.

During the Bank analyzer process run he can expect how long it may run in order to calculate the run-time results.

Before Running the process chain for bank analyzer i thought it would be more difficult, As because we are working on an application which is dealing with public property interest and their bank accounts.

But when i realized the process flow i understood the key components. It made my life easier.

Its my personal advise to all my banking collegues to go thru the bank analyzer process.

As it is new somtimes it might be crazy for you, but if you try to understand it by once or by twice. you will feel easy.

Hope this help you .. Will post another doucment with the screen shot so that it may be more helpful to someone who is new to this blog.

Regards

Mohammed

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