Malaysia’s New Mobile Banking Platform: MyMobile, Poised for Success
Bank Negara Malaysia has recently launched a new mobile payment channel called MyMobile through its wholly owned subsidiary Malaysian Economic Clearing Corporation (MyClear). For the kickoff, MyMobile has teamed up with the country’s three largest banks, CIMB, Maybank and Public Bank, as …
Banks On Track To Fail In Meeting Basel Risk Deadlines
The gap between technologists and risk managers seems greater than ever in major banks, and Basel deadlines are approaching.
Forget Customers, Focus On Maths
It’s All About the Maths. Twenty years ago I presented many times at conferences worldwide on the subject of ‘customer-centricity’. We didn’t call it customer-centricity back then. We called it customerisation. My company ran an awards scheme to recognise companies who delivered excellence in customer servicing, and it was very popular.
Banking Transformation: Why It’s Time To Change (Part 2)
In my last blog, I’ve explored the Commonwealth Bank‘s grand plan for overhauling their core systems; this is a clear example of just how sweeping today’s transformation efforts must be [...]
Outmoded IT Could “Evaporate” Big Retail Banks – Temenos
In a low-margin environment banks cannot afford to run expensive legacy systems — new banks will eat their lunch, but they don’t seem to realize it, or can’t see a solution. New platforms can readily offer wealth management and PFM from smartphones.
Payment Due – Getting Ready for SEPA
Between the global financial crisis, Basel and a number of other major changes to the map of banking, Europe’s banks have had plenty of issues to occupy their time and [...]
An Example Of True Customer Centricity
Customer Centricity is when Fifth Third Bank and NextJob came together to address a challenge faced by most retail banks – Mortgage defaults.
Banking Transformation: Why It’s Time For Change
Over the last few weeks I have been reading and commenting on a number of discussions around the inability of companies, industries and people to undergo successful deep transformation.
Where The Voice Of The CIO Needs To Be Heard In Banking
As a former CIO, it is no surprise that I want to take the opportunity provided by the Banking View blog to talk about the world of the CIO in 2013 [...]
Does The Future Need Banks?
“Banking is necessary – banks are not.” This quote from Bill Gates sums up the challenges facing banks in the 21st century. However, although it sounds threatening, the way it is coming true opens up new paths for banking – and for banks.



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