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Is The Future Of U.S. Payments Up For Grabs?

Is The Future Of U.S. Payments Up For Grabs?

Federal Reserve Banks may have gotten more than they bargained for when they invited comments on their September “Payment System Improvement Public Consultation Paper.” While bankers and Visa largely defended the status quo and urged the Fed to leave...
Why 2014 Is The Year Of Value For Banks

Why 2014 Is The Year Of Value For Banks

With banks under pressure to perform safely and transparently, value is at a premium. What are some of the key ways they can unlock it?  For banking, the overarching theme
Authenticate Card Transactions By Mobile While Traveling

Authenticate Card Transactions By Mobile While Traveling

MasterCard has announced the pilot of a new service to link mobile phones to card use for customers who are traveling. At Mobile World Congress in Barcelona, MasterCard and Syniverse said they are currently in pilot-phase for an opt-in...
midsize business owner uses MineralTree

MineralTree Streamlines Payments For Mid-Size Firms

The conventional wisdom is that check volumes are going down, but in B2B they are actually going up. Eleven billion business checks are written every year and about six billion of those are B2B. That is just crazy.”
banker addresses customer expectations

How Banks Can Stay On Top Of Customer Expectations

The traditional bank model is disappearing. Banks are being assailed from all sides by non-bank entities offering financial services. From payment apps to crowd-sourced loans, these non-banks are finding new ways to connect with banks’ existing and potential customers....
Is Switching Really A Sign Of A Healthy Current Account Market?

Is Switching Really A Sign Of A Healthy Current Account Market?

In the past few years, much effort has been expended on the task of increasing switching rates in our current account market. This makes sense: customers that are willing and able to gravitate towards the best products are, after...
Customer Centricity In Banking: Your 2014 To-Do List

Customer Centricity In Banking: Your 2014 To-Do List

Many of us have a memory from our childhood of the friendly local bank where the tellers were our neighbors. Those days are quickly becoming the distant past as the retail banking industry comes under competitive pressure from nontraditional...
man checks fraud alert on smartphone

Beating Fraud With SMS

I’m just back from a trip to the States, as my last few blogs might have hinted. One of the last things I do before leaving the country is of course returning my hire car at the airport. The...
risk

Break The Barriers Between Risk And Finance

No matter the size or type of your financial institution, understanding the risks associated with every financial decision made is critical to long-term performance and growth. However, very few financial institutions share the same reliable risk insight across risk...
Navigate The Stormy Financial Industry With Risk Technology

Navigate The Stormy Financial Industry With Risk Technology

You’ve probably been there – there’s a major decision to be made and, unfortunately, you just can’t navigate through the financial storm and be sure of what the outcome from that decision will be. Will it put your firm...