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financial inclusion

To Boldly Bank Where No One Has Banked Before – With Mobile Banking

Mobile Banking in South Africa More than half a million new customers joined South Africa’s biggest bank in less than a year thanks to SAP Mobile Platform, helping unbanked populations meet their banking needs. Almost half of South…
Big Data Can Save Lives — If Culture and Strategy Let It

Big Data Can Save Lives — If Culture and Strategy Let It

Big Data can be a life saver, figuratively and literally. We’ve all heard about how Big Data can save time and money, but 87 percent of federal IT officials think that real-time Big Data could save a significant number…
Government Big Data Encourages Innovation

Government Big Data Encourages Innovation

One good thing about taxes is that they get citizens invested in government — literally. Taxpayers want to be sure that the government spends their money sensibly, but first they must know how their hard-earned cash gets spent. That’s…
President Obama’s New Preemptive Strike Powers Target Cyber-Attackers

President Obama’s New Preemptive Strike Powers Target Cyber-Attackers

Any hype over the latest mobile app for your smartphone, tablet computer or phablet just seems pedestrian when compared to President Barack Obama’s new power to cyber-trounce anyone he thinks is about to launch a digital attack on…
Jim Cramer Explores Device Agnosticism and “The Curious Case of SAP”

Jim Cramer Explores Device Agnosticism and “The Curious Case of SAP”

“There’s no formal definition of these phone-tablet hybrids,” consumer technology news site TechRadar said of the increasingly popular phablet last week. Pronounced like “fablet,” but too big to actually be fabulous, these overgrown smartphones are “anything big enough…
Cyber-Attacks Against Banks Continue: Wall Street, We Have A Problemo, Bro

Cyber-Attacks Against Banks Continue: Wall Street, We Have A Problemo, Bro

Iran may be behind a massive and sustained campaign of cyber-attacks against numerous Western financial institutions, including Citigroup, Capital One and HSBC, we learned last week. The strikes exploit banks’ Web site encryption, which encode customers’ online…
Success in Asia, When Innovation Isn’t Enough

Success in Asia, When Innovation Isn’t Enough

It can be easy to forget about other continents. Regulatory talk about Dodd-Frank and Basel III — not to mention economic worry about the fiscal cliff and Eurozone debt crisis — can leave you thinking that there’s nothing beyond…
Innovation, Not Just Reputation, Is Key To Market Success

Innovation, Not Just Reputation, Is Key To Market Success

Variety may be the spice of life, but innovation drives variety. The pervasive taste of Apple would still dominate the smartphone palate if Samsung hadn’t kicked things up a notch.
International Social Sabbaticals Programs Benefit Startups In Emerging Economies

International Social Sabbaticals Programs Benefit Startups In Emerging Economies

Weather was partly cloudy for solar power startups last week. Investors in Santa Clara, Calif.-based photovoltaic panel maker MiaSolé saw no sun, as the acquisition price yielded pennies for the millions of dollars capitalists ventured last year, according…
Mobile Devices And Customer Service Make 2013 The Year Of The Consumer

Mobile Devices And Customer Service Make 2013 The Year Of The Consumer

Targeting specific customers with tailored offers will become a much bigger business in 2013, according to one SAP expert. New technology could help the decades-old…